Welcome to Howiki.org. These Terms & Conditions govern your use of our website, content, and digital products, including eBooks. By accessing or using Howiki.org, you agree to these terms in full. If you disagree with any part of these terms, please do not use the website.

1. Use of the Website

Howiki.org is a knowledge-sharing platform where we publish articles, tutorials, and digital resources related to making money online.

By using this site, you agree to:

• Use the content for personal, non-commercial purposes only

• Not reproduce, distribute, or copy content without permission

• Not engage in spam, hacking, or any unlawful activity on the site

• Respect the intellectual property rights of Howiki and its authors

2. Digital Products (eBooks)

We offer eBooks and other digital downloads that provide actionable guides and tips for making money online.

When purchasing a product from us, you agree that:

• All sales are final unless otherwise stated (e.g., a money-back guarantee)

• You will not redistribute or resell the digital product

• Refunds are not provided for accidental purchases, dissatisfaction without valid reason, or if the file has been downloaded

• The content is for educational purposes only and does not guarantee income or results

3. Affiliate Disclosure

Some links on Howiki.org may be affiliate links. This means we may earn a small commission if you click and purchase through them—at no additional cost to you. We only recommend tools and resources we truly believe in.

4. Disclaimer

The content provided on Howiki.org is for informational and educational purposes only. While we share methods, strategies, and tools that have worked for others, we do not guarantee results. Your success depends on various factors including effort, skill level, market conditions, and personal dedication.

We are not liable for any loss or damage resulting from the use of information or products from this site.

5. Intellectual Property

All content on this website—text, graphics, logos, digital downloads, and eBooks—is the intellectual property of Howiki.org or its contributors and is protected by copyright laws.

6. User Comments and Submissions

By submitting comments or content to the site:

• You grant us the right to use, modify, or display your content

• You confirm the content is your original work and does not violate any laws or rights

• We reserve the right to remove any comment or post deemed inappropriate or harmful

7. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your data.

8. Changes to These Terms

We may update or modify these Terms & Conditions at any time without prior notice. Changes will be posted on this page with an updated date. It is your responsibility to review them periodically.

9. Governing Law

These Terms are governed by the laws of India, and any disputes arising shall be subject to the jurisdiction of courts in [Your City], India.

10. Contact Us

If you have any questions regarding these Terms & Conditions, please reach out through our Contact Page.